Ikafika nthawi yogula zothandizira kuyenda monga ma scooters, anthu ambiri amadalira inshuwaransi kuti iziwalipirira.Ngati ndinu wopindula ndi Medicare ndipo mukuganiza zogula njinga yamoto yoyenda, mwina mumadzifunsa kuti, "Kodi Medicare ilipira njinga yamoto yoyenda?"Kuvuta kwa ndondomeko ya inshuwaransi kuti mupeze scooter yoyenda.
Dziwani zambiri za inshuwaransi yazaumoyo:
Medicare Part B imakhudza zida zachipatala zokhazikika (DME), zomwe ndi gawo la Medicare ndipo zitha kupereka chithandizo cha ma scooters oyenda.Ndizoyenera kudziwa, komabe, kuti si ma scooters onse omwe amalipidwa ndi inshuwaransi yazaumoyo.Medicare nthawi zambiri imapereka chithandizo cha ma scooters kwa anthu omwe ali ndi thanzi lomwe limakhudza kwambiri kuyenda kwawo.Kuphatikiza apo, anthu ayenera kukwaniritsa zofunikira zingapo kuti athe kulandira chithandizo.
Zoyenereza za inshuwaransi yachipatala :
Kuti mudziwe ngati munthu ali woyenera kulandira chithandizo cha Medicare pa ma mobility scooters, zofunika zina ziyenera kukwaniritsidwa.Munthuyo ayenera kukhala ndi matenda omwe amamulepheretsa kuchita ntchito za tsiku ndi tsiku, monga kuyenda, popanda kuthandizidwa ndi woyenda.Zinthu zikuyembekezeka kupitilirabe kwa miyezi isanu ndi umodzi, popanda kusintha kwakukulu panthawiyo.Kuonjezera apo, dokotala yekhayo ayenera kupereka scooter yoyendayenda ngati ikufunikira pachipatala ndikupereka zolemba zoyenera ku Medicare.
Njira zopezera scooter yoyenda kudzera ku Medicare:
Kuti mugule scooter yoyenda kudzera ku Medicare, pali njira zina zomwe muyenera kutsatira.Choyamba, muyenera kukaonana ndi dokotala, yemwe adzawunika momwe muliri ndikuwunika ngati scooter yoyenda ndiyofunikira.Ngati dokotala awona kuti mukukwaniritsa zoyenera, adzakulemberani scooter yoyenda.Kenako, mankhwalawo ayenera kutsagana ndi Satifiketi Yofunika Zachipatala (CMN), yomwe ili ndi tsatanetsatane wa matenda anu, matenda, komanso kufunikira kwachipatala kwa scooter yoyenda.
CMN ikatha, iyenera kuperekedwa kwa wothandizira wa DME woyenerera yemwe amavomereza ntchito kuchokera ku Medicare.Wothandizira adzatsimikizira kuti ndinu oyenerera ndikukulemberani Medicare m'malo mwanu.Ngati Medicare ivomereza chigamulocho, iwo amalipira mpaka 80% ya ndalama zovomerezeka, ndipo mudzakhala ndi udindo pa 20% yotsalayo kuphatikiza ndalama zilizonse zochotsera kapena coinsurance, kutengera dongosolo lanu la Medicare.
Zolepheretsa Kufikira ndi Zosankha Zowonjezera :
Ndizofunikira kudziwa kuti inshuwaransi yazachipatala ili ndi malire operekera ma scooters.Mwachitsanzo, Medicare sidzaphimba ma scooters omwe amagwiritsidwa ntchito pochita zosangalatsa zakunja.Kuphatikiza apo, inshuwaransi yazaumoyo nthawi zambiri imayang'ana ma scooters okhala ndi zida zapamwamba kwambiri kapena kukweza komwe sikunaphimbidwe.Zikatero, anthu angafunikire kugula zowonjezera izi m'thumba kapena kulingalira njira zina zowonjezera za inshuwaransi.
Mapeto :
Kupeza scooter yoyenda kudzera ku Medicare kungakhale njira yabwino kwa oyenerera kulandira.Komabe, ndikofunikira kumvetsetsa njira zoyenerera, zolemba zofunikira, ndi malire okhudzana ndi kufalitsa.Potsatira ndondomeko zomwe zafotokozedwa mu bukhuli, mukhoza kuyang'ana dongosolo la Medicare ndikuwona ngati ndalama zanu za scooter zidzaperekedwa.Kumbukirani kukaonana ndi wothandizira zaumoyo wanu ndi woimira Medicare kuti afotokoze zokayikitsa zilizonse ndikuwonetsetsa kuti muli ndi mwayi wopeza zothandizira zomwe mukufuna.
Nthawi yotumiza: Jun-26-2023